Privacy Policy
Collection of Non-public Personal Information
We collect non-public personal information (financial and health) about you from some or all of the following sources:
· Information we receive from you on applications or other forms.
· Information about your transactions with us.
· Information we receive from a consumer-reporting agency.
· Information we obtain from others in the process of verifying information you provide us.
· Individually identifiable health information, such as your medical history, when you have applied for life or health insurance.
Disclosure of Current and Former Customer Non-public Personal Information
In general, any disclosures to affiliated or nonaffiliated parties will be for the purpose of them providing services for us so that we may more efficiently administer your policy and process the transactions and services you request.
We do not internally or externally share non-public personal information other than, as permitted by law, to process transactions or to provide services that you have requested. These transactions or services include but are not limited to underwriting insurance policies, obtaining reinsurance on policies and processing claims.
Security to Protect the Confidentiality of Non-public Personal Information
We have security practices and procedures in place to prevent unauthorized access to your non-public personal information. Our practices of safeguarding your information help protect against the criminal use of the information. Our associates are bound by a Code of Conduct requiring that all information be kept in strict confidence and they are subject to disciplinary action for violation of the Code.
We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your non-public personal information.
What does The Maranatha Insurance Group and MARANATHAINSGP.COM do with the information that is collected?
Any information that you provide to The Maranatha Insurance Group and MARANATHAINSGP.COM or that is obtained through this web site may be used for statistical purposes. We may disclose your information to related or affiliated partners, but we will not sell, rent or lease your information to commercial entities. Any information that The Maranatha Insurance Group and MARANATHAINSGP.COM may disclose to third parties (other than partners who assist us in providing services to you) will not contain any personally identifiable information. This information will only be used for statistics and marketing purposes. The Maranatha Insurance Group and MARANATHAINSGP.COM will not otherwise disclose your name, address, email address or phone number without your express consent, unless disclosure is necessary to comply with laws or relevant legal proceedings.
How does linking to other sites affect my privacy protections?
As a courtesy, The Maranatha Insurance Group and MARANATHAINSGP.COM provides links to other sites that are neither owned nor controlled by The Maranatha Insurance Group and MARANATHAINSGP.COM. Some of these sites may use the The Maranatha Insurance Group and MARANATHAINSGP.COM logo. These third party sites, however, are NOT subject to or bound by the The Maranatha Insurance Group and MARANATHAINSGP.COM Privacy Policy. Such third party sites may or may not have their own privacy policies and may or may not collect personal information form you or place cookies on your browser. The Maranatha Insurance Group and MARANATHAINSGP.COM is not responsible for the privacy policies or any information collection practices of these sites or any damages resulting from accessing those sites.
How does The Maranatha Insurance Group and MARANATHAINSGP.COM protect the security of information collected about me?
The security of the information that you provide to us is very important to us. Consequently, we have taken several measures to protect your information. All transactions involving sensitive information, such as your credit/debit card number and expiration date, are conducted using a SSL (Secure Socket Layer) connection. This connection provides increased security to the information as it is transmitted to our web site. In the event that our security system is breached, we will attempt to notify you as soon as possible.
The Maranatha Insurance Group and MARANATHAINSGP.COM protects the privacy of children.
The Maranatha Insurance Group and MARANATHAINSGP.COM is committed to protecting the privacy and safety of children. The Maranatha Insurance Group and MARANATHAINSGP.COM does not knowingly accept personally identifiable information from children who are under the age of 13 without parental consent. If you have any questions or concerns about the protection of children’s privacy, please contact us.
The Maranatha Insurance Group and MARANATHAINSGP.COM reserves the right to change or amend this policy.
The Maranatha Insurance Group and MARANATHAINSGP.COM reserves the right to change, amend, or reissue this policy. Therefore, we encourage you to review our policy from time to time to note any changes to the current policy. The Maranatha Insurance Group and MARANATHAINSGP.COM will post any substantial changes in this privacy policy at least 30 days prior to implementation. Any information collected under this current policy will remain bound by the terms of this privacy policy. After the changes take effect, all new information collected, if any, will be subject to the revised privacy policy.
Consent to The Maranatha Insurance Group' collection and use of personal information.
By using the MARANATHAINSGP.COM web site, you are offering your express consent for us to use the information that we collect about you as described in this policy.
Questions or concerns:
If you have questions or concerns about the The Maranatha Insurance Group and MARANATHAINSGP.COM Privacy Policy, please contact us. Terms of Use For information on how to use the MARANATHAINSGP.COM web site, please review our Terms of Use.
Applicability & Acceptance of Terms
By using this site, you expressly agree without qualification or limitations to the terms and conditions stated here. If you do not to agree to these terms, you may not use this site.
Maranatha Insurance Group and MARANATHAINSGP.COM reserves the right to change the terms and conditions at any time without prior notice. You agree that each visit you make to this site is subject to the Terms of Use currently in force at the time of your visit. By accessing and browsing this site, you accept without qualification or limitation the Terms of Use. By use of this site you acknowledge that any other agreement between you and Maranatha Insurance Group and MARANATHAINSGP.COM is superseded and of no force or effect.
Copyright
Unless otherwise indicated, this site and all content presented on this site is protected by copyright. This includes text, graphics, logos, buttons, icons and images. With the exceptions provided in the terms and conditions, material may not be used without the express written permission of Maranatha Insurance Group and MARANATHAINSGP.COM.
You may not distribute, modify, transmit, reuse, report, or otherwise use the contents of the site for any public or commercial purpose. Any text, images, audio and video content found here may not be used without express written permission of Maranatha Insurance Group and MARANATHAINSGP.COM.
The images of places and/or people shown on this site are either owned by Maranatha Insurance Group and MARANATHAINSGP.COM or are used with permission from the owner. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms of Use or specific permission has been provided elsewhere. Unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and/or communications regulations and statutes.
Trademark
The Maranatha Insurance Group and MARANATHAINSGP.COM logo is a trademark of the Maranatha Insurance Group, in the United States of America and in other countries. Other Maranatha Insurance Group and MARANATHAINSGP.COM graphics, logos, and service names are also trademarks of Maranatha Insurance Group and MARANATHAINSGP.COM. Maranatha Insurance Group and MARANATHAINSGP.COM trademarks may not be used in connection with any service or product that is not under Maranatha Insurance Group and MARANATHAINSGP.COM’s control or ownership.
The name “Maranatha Insurance Group” and “MARANATHAINSGP.COM”, its trademarks, service marks, logos and likeness of logo may not be used in any manner that could likely cause confusion among customers. These also may not be used in any manner that discredits or disparages Maranatha Insurance Group and MARANATHAINSGP.COM or its affiliates. All other trademarks displayed on this site that are not owned by Maranatha Insurance Groupand MARANATHAINSGP.COM or its affiliates are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Maranatha Insurance Group and MARANATHAINSGP.COM or its affiliates.
Disclaimers of Warranties and Limitations on Liability
This site is provided to you “as is.” Maranatha Insurance Group and MARANATHAINSGP.COM makes no warranties or representations of any kind, express or implied, pertaining to the operation of this site or to the information presented here. This includes, but is not limited to, the text, graphics, audio, video icons, buttons, images, and products offered on this site. Maranatha Insurance Group and MARANATHAINSGP.COM fully disclaims, to the full extent permissible under applicable law, all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Maranatha Insurance Group and MARANATHAINSGP.COM, nor any other person or entity involved in creating, producing or delivering this site, shall not be liable for any damages of any kind arising from the use of this site, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages. This limitation of liability applies without limitation to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortuous behavior, negligence, or under any other cause of action.
Maranatha Insurance Group and MARANATHAINSGP.COM also assumes no responsibility and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in this site, or of your downloading of any materials, data, text, images, video, or audio from this site. Maranatha Insurance Group and MARANATHAINSGP.COM assumes no responsibility or liability arising from the content of this site, as well as any off site pages or additional sites linked to this site, for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained therein. Maranatha Insurance Group and MARANATHAINSGP.COM will fully cooperate with any law enforcement authorities or court order requesting or directing the disclosure of the identity of any person positing any such information or materials.
Accuracy of Web Sites Including Future Revisions
Maranatha Insurance Group and MARANATHAINSGP.COM uses reasonable efforts to include accurate, up-to-date information on this site. Maranatha Insurance Group and MARANATHAINSGP.COM makes no warranties or representations as to its accuracy. Maranatha Insurance Group and MARANATHAINSGP.COM assumes no responsibility or liability for any errors or omissions in the content of this site. Maranatha Insurance Group and MARANATHAINSGP.COM neither warrants nor represents that your use of materials on this site will not infringe rights of third parties not owned by or affiliated with Maranatha Insurance Group and MARANATHAINSGP.COM.
Links
As a courtesy to you, this site offers links to other web sites. Some of these sites may be affiliated with Maranatha Insurance Group and MARANATHAINSGP.COM, while others are not. Maranatha Insurance Group and MARANATHAINSGP.COM has not reviewed all of the sites nor the entirety of any single site linked to and from this site and is not responsible for the contents of any off-site pages. Visiting any off-site pages or other sites is at your own risk.
Confidential Information
DO NOT SEND ANY CONFIDENTIAL INFORMATION TO THIS SITE. Any communication or material that you transmit to this site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is and will be treated as non-confidential and non-proprietary. Furthermore, you agree that such information is non-confidential and non-proprietary. Therefore, anything that you transmit or post to this site may be used by Maranatha Insurance Group and MARANATHAINSGP.COM or its affiliates for any purpose, including, but not limited to reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, Maranatha Insurance Group and MARANATHAINSGP.COM is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this site for any purpose whatsoever.
Dealing with Advertisers or Other Third Parties
Your correspondence or business dealings with, or participation in promotions or contests of, advertisers or other third parties (which are entities other than Maranatha Insurance Group and MARANATHAINSGP.COM) found on or through this site, including payment and delivery of related goods and services together with any other terms, conditions, warranties or representations associated with such dealings, are solely between you and that advertiser or third party. You agree that Maranatha Insurance Group and MARANATHAINSGP.COM shall not be liable or responsible for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers or third parties on this site.
User Conduct
You understand that you are the sole person that is responsible for any and all information that you post, upload, email or transmit to or from this site, including, but not limited to, all information, data, text, software, music, sound, photographs, graphics, video, audio, messages, or other material. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane materials or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. You are prohibited from collecting or storing personal information about other users and from stalking or harassing another. Furthermore, you are prohibited from engaging in any conduct that is harmful to minors in any way.
Indemnity
You agree to indemnify and hold Maranatha Insurance Group and MARANATHAINSGP.COM, its subsidiaries and affiliates, agents, officers, directors, or other employees harmless from any claim or demand, including reasonable attorneys’ fees, made by anyone due to or arising from content you submit, post, transmit, or make available through this site, your use of this site, your connection to this site, your violation of these Terms of Use, or your violation of any rights of another.
Applicable Law & General Information
This site is created and controlled by Maranatha Insurance Group and MARANATHAINSGP.COM in the state of Illinois, USA. As such, the laws of the state of Illinois shall apply to the foregoing disclaimers, terms and conditions, including the Maranatha Insurance Group and MARANATHAINSGP.COM Privacy Policy, without giving effect to any principles of conflicts of laws. You agree to submit to the personal jurisdiction of the state and federal courts located in the state of Illinois for any claim or dispute against Maranatha Insurance Group and MARANATHAINSGP.COM arising under these disclaimers, terms and conditions, including the Maranatha Insurance Group and MARANATHAINSGP.COM Privacy Policy.
If any portion of these Terms of Use is found to be void, invalid or otherwise unenforceable, then that portion shall be deemed to be superseded by a valid, enforceable provision that matches the intent of the original provision as closely as possible. The remainder of these Terms of Use shall continue to be enforceable and valid according to terms contained herein. This shall be the entire agreement, superseding all prior agreements between you and Maranatha Insurance Group and MARANATHAINSGP.COM regarding this site. You must file any claim or suit arising from the use of this site within one year from the date on which the claim arises. The failure of Maranatha Insurance Group and MARANATHAINSGP.COM to exercise or enforce any right or provision of the Terms of Use shall not constitute a waiver of said right or provision. Finally, the section titles in the Terms of Use are for your convenience only and carry no contractual or legal effect whatsoever.
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